✕ Captive — one carrier only
✕ Capped commissions
✕ Cold leads or none at all
✕ Selling one product type
✕ No growth path
✕ Management that ghosts you
✓ Independent — multiple top carriers
✓ Uncapped earnings + overrides
✓ Structured lead flow system
✓ Full suite: health, life, group, annuities
✓ Clear leadership & override track
✓ Tony, Lacy, & Josh — accessible, invested
Start Immediately
Health Insurance Carriers
No Limits on What You Can Earn!
💰 Attend the Opportunity Webinar
💰 Contract with Rapha & Top Carriers
💰 Complete Product & Systems Training
💰 Write Business — and Build
🎯 The Rapha independent agent model — how it compares to captive, and why it matters for your bottom line
🎯 Our exact lead system — how agents get in front of qualified prospects without cold-calling
🎯 Full product suite walkthrough — health, life, group, annuities, and more
🎯 Real commission & income examples from licensed agents at different production levels
🎯 Leadership & override income — how to build a team and earn beyond your own production
🎯 Live Q&A with Tony & Lacy — founders of Rapha, answering everything directly
🛑 Captive contracts lock you into one carrier's products even when they're not the best fit for your client
🛑 Commission caps that punish your best months and reward mediocrity
🛑 Terrible leads — recycled, oversold, or just nonexistent
🛑 No path to leadership or building override income
🛑 Managers who don't know your market or your clients
🎯 True Independence
💰 Income Without Ceilings
🤝 Leadership That Shows Up
🏡 Work How You Want

Multiple Carrier Access
Our independent model means competitive pricing from the industry's best carriers = more options.

Full Product Suite
Health, life, group benefits, final expense, annuities, disability, long-term care. Serve any client at any life stage.

Lead Flow System
Stop cold-calling. We walk through the exact lead process on the webinar — prospects who actually need coverage.

Sales Process Refinement
Consultative selling, objection handling, and a repeatable close process across all product lines.

Leadership
Track
Build a team, earn override income, and create a business that generates revenue beyond your own production.

Client Retention Culture
Happy clients stay, refer, and renew. Your book of business compounds year over year.
No license is required to attend the webinar or begin the process. We'll walk you through exactly how to obtain your Life & Health insurance license in Texas — most candidates complete the process in 2–4 weeks. We support you every step of the way.
Both. Many agents start part-time while transitioning from another career and build up to full-time as their book of business grows. Others join full-time from day one. We work with your situation and help you build a plan that makes sense for your life.
Rapha agents are independent agents. That means you're not locked into one carrier. We have established relationships with multiple top national and regional carriers — so you always have the best options for your clients, which makes it easier to close and retain business.
We'll cover this in full detail on the webinar. The short version: Rapha has built a structured process to connect agents with qualified prospects so you're not cold-calling strangers. Details vary based on your product focus and market, which is why the live presentation is the best place to explain it properly.
Most licensed agents who complete our onboarding write their first policy within the first 2–3 weeks of being contracted. Unlicensed candidates typically begin earning within 4–6 weeks from start to first commission, depending on how quickly they complete licensing.
Training is structured and ongoing — not a one-day orientation. You'll receive product training, sales process coaching, carrier certification support, and access to leadership for guidance. We believe ongoing education is what separates average agents from top performers.
Yes. Rapha agents work remotely using tools like Zoom for client consultations and team meetings. We are headquartered in Longview, Texas, but serve clients across Texas and our team is distributed. Remote work is fully supported and part of our culture.